TWD – Women’s Edition: Heather Sharp

About Me

Five years ago, I never would have imagined that serving coffee to my now boss would become the first step in a career in financial planning. What began as an opportunity to move on from hospitality quickly turned into a defining moment. I stepped into a completely unfamiliar role within a financial planning practice – and it changed the direction of my life.

I started as a receptionist, eager to learn and determined to grow. Drawing on my background in communication and client service, I immersed myself in my role, absorbing as much knowledge as I could. That curiosity and commitment to development led me to progress into an Associate Adviser role, where I continue to build my technical expertise and practical experience through client meetings.

Alongside my professional growth, I began my formal qualifications in financial planning in 2022. Since then, I’ve completed my Graduate Certificate and Graduate Diploma, and I’m now just one unit away from finishing my Master’s degree. I’m also undertaking my Professional Year, supported by highly experienced mentors whose guidance has played a significant role in shaping both my skills and confidence.

I’m driven by a genuine passion for learning and continuous improvement. Expanding my knowledge – both personally and professionally – allows me to deliver greater value to the clients I work with. Helping individuals and families reduce financial stress and put clear, practical strategies in place so they can live the lives they aspire to is what motivates me every day.

I’m incredibly grateful for the opportunities that have led me here and look forward to soon supporting clients as a qualified Financial Adviser – helping them gain clarity, confidence, and momentum toward their long-term goals.

Get to know more about me

What does “Live Well” look like for you on an ordinary Tuesday, not a highlight-reel day?

For me, “Live Well” on a regular Tuesday is getting up early for a Pilates, grabbing my almond latte, enjoying a nourishing breakfast, and then feeling fresh as I start my workday. Simple habits that make the day feel good.

What’s your biggest goal at the moment?

Right now, my biggest focus professionally is finishing the final stages of my Master of Financial Planning and completing my provisional year. I’m incredibly close, so 2026 is all about ticking off those last steps and fully stepping into my role as an adviser.

Personally, my goal is to be more present and intentional with my time and creating space to travel, continue building strength, explore new places, and make meaningful memories along the way.

What money habit do you have now that your younger self would be quietly impressed by?

A money habit I have now that my younger self would be quietly impressed by is having a clear cashflow system in place. I’ve structured things so each financial goal has its own “box” to tick, and I always know exactly where my money is going. It’s all automated, which means every pay cycle runs smoothly without me having to overthink it – it just happens in the background.

What’s a belief about money, success, or “having it all” that you’ve consciously let go of?

One belief I’ve consciously let go of is that having it all at once is what proves you’re successful and will be happy. Over time, I’ve realised that real success doesn’t happen overnight. It takes patience, consistency, and a willingness to put in the work. The most meaningful achievements are usually the ones you’ve worked hardest for and the journey is the best part.

When life feels full, noisy, or financially overwhelming, what helps you come back to centre?

When life feels full, noisy, or financially overwhelming, I come back to centre by simplifying things. I’ll usually start by moving my body or getting outside to reset and ground myself. From there, I focus on what’s actually within my control in that moment. I’ll make a list, prioritise it, and work through it step by step. Slowly ticking things off and creating clarity again.